'ALL CASH' HOME PURCHASES ON THE RISE !
Tuesday, February 16, 2010
by Zen Ziejewski
Cash deals accounted for 28.9% of all Southern California home sales in January; the highest level in the 22 years !
- All-cash transactions accounted for an average of 13.9% of all home purchases since 1988, DataQuick reported.
- Such transactions trended upward in recent months, however, due to the continued impact of the credit crisis and competition among homebuyers for lower-priced homes.
- In addition, home sellers tend to prefer all-cash deals to avoid the risk that a lender’s appraisal will kill the sale by coming in lower than the purchase price.
- DataQuick tracks the number of buyers who appear to be paying cash for a home by counting the number of transactions in which there are no records of a purchase loan.
- DataQuick reported also that home flipping trended higher in January, when 3.5% of the homes sold had been through a prior transaction within the previous six months.
- Regionwide, median home prices were $271,500, up 8.6% last month from the year before but down 6.1% from December.
- Southern California recorded 15,361 home sales , up 0.9% from the year before but down 31.2% from the previous month.